A significant number of our clients at Onions & Davies are farming clients and land owners.
We have considerable experience in advising these clients in all areas of law applicable to their personal circumstances.
There are various types of agricultural property, including farmhouses, cottages, farm buildings, commercial units, bare land, woodland, quarries, lakes and river banks with fishing or sporting rights.
Buying a Property
At Onions & Davies, we have extensive experience of advising clients on the buying and selling of properties. We understand the stresses involved and we will work closely with you, the estate agent and your mortgage adviser to achieve a smooth and efficient move.
Commercial property transactions can be very complex and have strict time limitations. We develop a close partnership with our clients to gain a full understanding of your objectives, supporting you to get you through your transaction as quickly and as cost effectively as possible.
Equity release is a growing and progressive market, which for you, the potential client, ensures a wider and much more competitive range of products to suit your particular needs. The old schemes, which had such a bad reputation, are a thing of the past and this whole area of financial advice is now very highly regulated. We will only work with financial advisers who are authorised and experienced in this area.
When you own land and property, your name will be on the deeds; either a Conveyance or an entry on the register at H M Land Registry. If you buy a property with someone else, both of your names will appear on the deeds and you can hold the property together in one of two ways: Joint Tenants and Tenants in Common.
A mortgage or legal charge is something which applies when you want to buy a house and do not have the cash to pay the full price. You will probably ask a bank or building society for a loan and in return for lending you the money, the lender will want to make sure that they have some protection if you do not repay it. This protection is a document that gives your house as security for the loan and it is this which is the mortgage.
Selling a Property
Selling a property is less complicated than buying one but since the two transactions are often combined, it is crucial to ensure that the legal advice that you receive is accurate and relevant to your personal circumstances.
The most important thing for us to do when selling your property, is to respond quickly to the questions raised by the buyer’s solicitor. In order to do this, we need to have as much information about the title to the property and what you have agreed with the buyer as early as possible.
Request a Quotation: Please contact us for more information.